She’s right on two counts, I think.
You are able to pick up on red flags early on. You’re much wiser now.
Also, she’s right to say it’s natural to feel panicky about going out of your comfort zone, but what I have found is if I push myself that little bit past my comfort zone once in a while, and brave the discomfort, these situations represent small victories. It’s only by ‘feeling the fear and doing it anyway’ that we end up regaining strength.
Of course, there’s a time for everything- being brave, laughing, resting, taking it easy..