Forcing house sale

[myfairyqueen]

Hi all

My ex was meant to be buying me out of my share of the house (tenants in common) and he had been paying the mortgage. He has lost his job, not paid the mortgage so I have no option but to take him to court to force the sale. It could take months and I might end I paying for him to life there and having to pay my own rent too.

Any advice?

[KIP.]

Can you speak to the mortgage company and take a payment holiday or reduced payments meantime. If you pay the mortgage meantime. You should get that money back after the sale, get a bigger share when the house is sold. Do you have a good solicitor? Is there much equity in the house? I would get some free legal advice. Most solicitors offer half hour free consultation. If your ex is a typical abuser I would move quickly. Can he take a lodger in to meet the mortgage payments meantime?

[Serenity]

KIP has given good advice.

My mortgage company have been so kind. A mortgage holiday was mentioned to me too.x

[myfairyqueen]

I have been told that I can take a 2 month mortgage break but he would have to agree to it!

The forced sale could take months to a year though and I can’t keep going for months financially like that. I’m looking into an occupation order to move back in but that seems very risky.

Luckily I do have a great solicitor but some real life experience is useful in these situations I think.

I was on the phone to the police lsst might, every time I call, they know my abuser – I think the whole force know him 🙁

[KIP.]

If you can get an exclusion order on the property perhaps you could put a tennant in to pay the mortgage in the meantime. In my experience he will see this joint ownership as his way to keep control. Even if it means he loses everything. I would find the quickest way legally to get him out and the house on the market. Even if he agrees to sell it, he will back out, change the goal posts, make excuses. It’s a horrible position to be in. I’m kinda stuck in our house at the moment because he won’t sign it over or allow me to buy him out. So court is the only way for me but I know his plan is to financially cripple me and also keep the house as a way to try and control or keep some sort of contact with me so I’m making sure I’m ready for the fight.

[Author]

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