Money woes

[Eve1]

Being close to Christmas and having little money is the pits. I haven’t been getting tax credits for a few months becayse i had a small pension income which I foolishly used tp pay debt and the temp agency i work for are being rubbish about paying me over xmas. Ive already
told my daughter that Xmas will be not elaborate this year and that next year i’ll make yp for it.It’s just wearing.

Just feel upset right now. Fortunately the temp job is only for a couple more weeks then i have something permanent. Also the men at this job are horrible.

Just wanted get this out. The financial thing is a hangover from being abused. It’s been difficult to manage as a single parent. It annoys me that this many years on I still struggle.

I will come back soon when I’m feeling more positive!

Love
Eve
x

[freedomtochoose]

I know where you are coming from.
Have you tried your local credit union for a loan.
Difficult over xmas I know but I’ve had positive experiences with them
all best
ftc
x

[Iwantmeback]

All my daughter wants fir Christmas is for us ALL, my oh included, to have Christmas dinner together, doesn’t want presents,just time together💔. I can’t give her that, cos he’ll make a fuss about me going in and coming back stinking of smoke. I hate that I do too, but it’s a small price to pay. He’s made excuses over the years, so much that we no longer spend time with my parents at all together, I no longer make excuses on his behalf anymore. Yet I’m expected to visit with my brother and sister-in-law, no questions asked.
IWMB 💕💕

[Eve1]

Thanks ladies. Ftc, I don’t think I’d be eligible, my credit is probably not great. Iwmb, I’m sorry to hear that. Christmas. in fact any special occasion, is difficult with abusers. You know that but it’s tough for your daughter.

It’s good to have this place to come to.

Love
Eve
x

[Iwantmeback]

Hi Eve1, credit unions are there for people like us who have a bad credit history, you pay Into them what you can afford,it’s light at the end of a very dark tunnel. It’s so good for your self esteem, knowing that an organisation is willing to lend you money where the well known ones won’t. The difference is, that they are a non profit organisation, and they know what it’s like to be at rock bottom. All of the staff are volunteers, and they can also direct you to other organisations to help with the likes of DA too.
As far as I know they will not turn anyone away. Give then a try, what have you got to lose.💞
IWMB 💕💕

[freedomtochoose]

Hello ours has a special loan listed which is called a credit builder loan specifically to help people in situations like ours. I wish I had been brave enough to try it years ago.
all best
ftc
x

[freedomtochoose]

I agree it being so good for your self esteem. I have just started paying mine back. After my ex told me all those years I was rubbish with money it has done me good. also I checked, if I am able to pay back early I don’t get penalised.
all best
ftc
x

[Ayanna]

Do not feel bad about a low cost Christmas.
The peace is much more valuable than presents.
Also, debts should not worry you.
You work and you pay them.
You try so hard for jobs and you succeed.
In a few years all the debts will be gone.
I have to pay credit cards. I do not care about it. I just pay every month. One day they will be cleared.
Single parent life is just not easy, especially not when you have to get out of abuse and start allover again.
Do not be hard on yourself and enjoy the peace of Christmas.

[Eve1]

I did try a credit union a while ago and they couldn’t help. I could try again.

Yes, Ayanna, you’re right. I wouldn’t trade the peace for money. The only people I buy for are my children and they are very understanding. I’m looking forward to just being with them. I think in the run up I got caught up in all the pressure you spend.

Wishing a peaceful Christmas to all.

Eve
x

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