- This topic has 2 replies, 2 voices, and was last updated 2 months, 2 weeks ago by .
Viewing 2 reply threads
Viewing 2 reply threads
- You must be logged in to reply to this topic.
I’m now separated (detail removed by moderator), and the impact and scale of financial abuse is becoming clear.
Is there somewhere I can go for advice? Ive tried lots of different places, but they all only want to discuss one thing (or charge you).
The things are all connected
1. Re-mortgage and husbands rights to house (including ending current fixed term mortgage)
2. Student loans (for oldest DD)
3. Universal credits
4. Divorce and fees and charges
Theres so many what ifs
And now Ive seen how much the student loans are decreased, and impact on UC Im really unsure about taking a new job offer
I cant afford to get this wrong
Hi WildAngels,
The house would be sorted in a divorce. What happens to it will depend on your individual circumstances but the starting point is 50/50 split of assets.
The best person to discuss this with is a solicitor. They will give you advice on the divorce and the likely financial division. They can also advise on income claims. Look for a solicitor who does family law. Some offer a 30 minute initial free consultation.
The reality is that for more in depth advice on your divorce etc you will either need to pay or ask if you are eligible for legal aid.
As far as UC and student loans are concerned, you can also ask Citizens Advice. They have advisors who specialise in benefits and the advice is free.
A student maintenance loan is assessed on parental income. The more you earn, the more you are expected to contribute. You will need some advice on your specific circumstances to see what is best for you.
Good luck.
Thanks @marmalade
© 2015 Women's Aid Federation of England – Women’s Aid is a company limited by guarantee registered in England No: 3171880.
Women’s Aid is a registered charity in England No. 1054154
Terms & conditions │ Privacy & cookie policy │ Site map │ Protect yourself online│ Media │ Jobs │ Accessibility Guide
Cookie | Duration | Description |
---|---|---|
apbct_headless | session | Cleantalk set this cookie to detect spam and improve the website's security. |
apbct_page_hits | never | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
apbct_prev_referer | never | Functional cookie placed by CleanTalk Spam Protect to store referring IDs and prevent unauthorized spam from being sent from the website. |
apbct_site_referer | 3 days | CleanTalk Spam Protect sets this cookie to prevent spam and to store the referrer page address which led the user to the website. |
apbct_urls | 3 days | CleanTalk Spam Protect sets this cookie to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
cookielawinfo-checkbox-advertisement | 1 year | Set by the GDPR Cookie Consent plugin, this cookie records the user consent for the cookies in the "Advertisement" category. |
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
CookieLawInfoConsent | 1 year | CookieYes sets this cookie to record the default button state of the corresponding category and the status of CCPA. It works only in coordination with the primary cookie. |
ct_has_scrolled | session | CleanTalk sets this cookie to store dynamic variables from the browser. |
ct_pointer_data | session | CleanTalk sets this cookie to prevent spam on the site's comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
ct_timezone | session | CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
Cookie | Duration | Description |
---|---|---|
_hjAbsoluteSessionInProgress | 30 minutes | Hotjar sets this cookie to detect a user's first pageview session, which is a True/False flag set by the cookie. |
ct_checked_emails | session | Clean Talk sets this cookie to prevent spam on the site's comments or forms. |
ct_checkjs | session | Clean Talk sets this cookie to prevent spam on the site's comments or forms. |
ct_fkp_timestamp | session | Clean Talk sets this cookie to prevent spam on the site's comments or forms. |
ct_ps_timestamp | session | Clean Talk sets this cookie to prevent spam on the site's comments or forms. |
ct_sfw_pass_key | 1 month | Clean Talk sets this cookie to prevent spam on the site's comments or forms. |
Cookie | Duration | Description |
---|---|---|
_ga | 1 year 1 month 4 days | Google Analytics sets this cookie to calculate visitor, session and campaign data and track site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognise unique visitors. |
_ga_* | 1 year 1 month 4 days | Google Analytics sets this cookie to store and count page views. |
_hjFirstSeen | 30 minutes | Hotjar sets this cookie to identify a new user’s first session. It stores the true/false value, indicating whether it was the first time Hotjar saw this user. |
_hjTLDTest | session | To determine the most generic cookie path that has to be used instead of the page hostname, Hotjar sets the _hjTLDTest cookie to store different URL substring alternatives until it fails. |
ct_screen_info | session | CleanTalk sets this cookie to complete an anti-spam solution and firewall for the website, preventing spam from appearing in comments and forms. |
Cookie | Duration | Description |
---|---|---|
_hjIncludedInSessionSample_1919861 | 2 minutes | Description is currently not available. |
_hjSession_1919861 | 30 minutes | Description is currently not available. |
_hjSessionUser_1919861 | 1 year | Description is currently not available. |